welcome home loans

fixed-rate, conventional loans

We know how hard it is for owners and buyers of manufactured (mobile) homes to find fixed-rate, long-term mortgage loans.

That’s why we created Welcome Home Loans.

Welcome Home Loans are for people who have, or who want, the security of living in a manufactured home in a resident-owned community (ROC) or on their own land in New Hampshire. They can be used to buy or refinance a home.

What you need to know
  • Single-family first-mortgage loans for purchase, refinance or home equity
  • No limit on age of house
  • No minimum credit score required, but satisfactory record of repayment on past credit needed
  • Borrower must have a stable income and show that they will be able to repay the mortgage
  • Fixed interest rate
  • Low down payment
  • Income from self-employment is accepted
  • Terms from 5 to 30 years
  • No private mortgage insurance required
  • Appraisal required
see a list of ROCs in New Hampshire
How to start

Call us at (603) 224-6669, option 1. We’ll answer all your questions and provide a free, no-pressure consultation, including a review of the terms of your current loan (if you have one). Or, click the button below to learn how to prequalify for a loan.

Learn how to prequalify

contact us

Ron Thompson, NMLS #225348

New Hampshire Community Loan Fund Inc. NMLS ID 253893. Licensed by the New Hampshire Banking Dept.

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