what’s a cdfi?

cdfis fill gaps in the economy

Community Development Financial Institutions (CDFIs) strengthen communities by providing financial services to populations and markets that otherwise lack them. There are four types of CDFIs: banks, credit unions, venture capital companies, and loan funds. All share a vision of expanded opportunity.

The New Hampshire Community Loan Fund, a nonprofit 501(c)(3) organization, was one of the first statewide loan funds in the United States. We are one of nearly 1,000 CDFIs certified by the Community Development Financial Institutions Fund of the U.S. Dept. of the Treasury.

Congress created the CDFI Fund in 1994 to provide capital to help certified CDFIs attract additional investments in housing, community facilities, jobs and essential services for people with low and moderate incomes.

We have also been rated multiple times by AERIS®, which examines CDFIs’ impact and financial strength. Ratings take into account a CDFI’s performance in the previous five years, its current financial position, and future risk factors.

More about CDFIs from the Opportunity Finance Network.

Read What makes a model CDFI tick?: The CDFI Connect interview with former New Hampshire Community Loan Fund President Juliana Eades.

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ROC USA Opportunity Finance Network Aeris Rated
CDFI Equal Housing Lender

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